Pay today

New Contract

Pay monthly
Added to compare

Get the latest smartphone every year with Flexible Leasing

You don't own your own phone, you rent it.

Enjoy total flexibility, keep control of your finances and get the latest smartphone every year.

Get the latest smartphone every year from £27.99 per month

Get the latest smartphone every year - no need to wait 2 years to upgrade
Trade-in price promise - we won't be beaten on price for your old phone
Fixed low monthly payments - to help you budget
Optional insurance from £14.99 per month - to protect your new smartphone
Use it with any network and plan - choose the network and tariff that's right for you.
Low upfront cost

How does flexible leasing work?


You don't own your own phone, you rent it

You can lease selected smartphones from the list below.


Start of your agreement

At the start of your agreement you pay an admin fee of £49.99. Then spread the cost of a new smartphone with low fixed monthly rental payments over 24 months


After 24 months you can either:

• UPGRADE the old smartphone for a brand new one by returning it to us in working condition. You can then sign up for a new agreement with a £49.99 admin fee

• KEEP the phone by making 4 additional rental payments

• RETURN the smartphone and walk away from the lease


Get the latest smartphone every year

• This option to switch isn’t guaranteed, and is subject to our consent and certain criteria

• You’ll have to sign up for a new agreement with a £49.99 admin fee

• You’ll also need to return the original handset and pay an early upgrade fee

• The upgrade fee won’t be more than the value of any unpaid lease payments in the minimum hire period

Only available in store.

Example costs

Handset Cash Price Admin Fee Monthly Cost Total Paid
iPhone X 64GB £999 £49.99 £44.99 £1,129.75
iPhone X 256GB £1,149 £49.99 £52.99 £1,321.75
iPhone 8 64GB £699 £49.99 £29.99 £769.75
iPhone 8 Plus 64GB £799 £49.99 £33.99 £865.75
iPhone 8 256GB £849 £49.99 £35.99 £913.75
iPhone 8 Plus 256GB £949 £49.99 £39.99 £1,009.75
iPhone 7 32GB £549 £49.99 £24.99 £649.75
iPhone 7 128GB £639 £49.99 £28.99 £745.75
iPhone 7 256GB £759 £49.99 £32.99 £841.75
iPhone 7 Plus 32GB £649 £49.99 £28.99 £745.75
iPhone 7 Plus 128GB £749 £49.99 £32.99 £841.75
iPhone 7 Plus 256GB £878 £49.99 £36.99 £937.75
Handset Cash Price Admin Fee Monthly Cost Total Paid
Samsung Galaxy S8 £689 £49.99 £28.99 £745.75
Samsung Galaxy S8+ £779 £49.99 £31.99 £817.75
Samsung Galaxy Note8 £869 £49.99 £34.99 £889.75
Google Pixel 2 XL 128GB £899 £49.99 £37.99 £961.75
Google Pixel 2 XL 64GB £799 £49.99 £33.99 £865.75
Google Pixel 2 128GB £729 £49.99 £31.99 £817.75
Google Pixel 2 64GB £629 £49.99 £27.99 £721.75
Sony Xperia XZ1 64GB £599 £49.99 £27.99 £721.75

The perfect match for a new smartphone

SIM only deals

SIM Only deals

We offer a brilliant range of SIM only deals from all the big networks

View SIM Only deals
Great offers on Accessories

Great offers on Accessories

Team up your smartphone with the UK's widest choice of accessories

View all accessories
Insurance, set-up and repairs

Insurance, Set-up and Repairs

Team Knowhow is our expert service partner, offering insurance, setup, support and repairs

Learn more

Things to remember

Carphone Warehouse’s Flexible Leasing is financed through a company called ThinkSmart, meaning they own the smartphone. This means it’s your responsibility to return the handset in good working condition and protect it from loss, theft or damage.


If you fall behind with payments, you won’t be able to switch after 12 months and you’ll be liable for late payment fees. This will have an effect on your credit rating.


Carphone Warehouse operates a 14-day change of mind policy, subject to the handset being returned, unused and unopened.

Your lease is subject to

You must be:


• Over 18 years old


• Have been a UK resident for a minimum of two years


• Be in employment for a minimum of 16 hours a week, have a partner in employment, or be retired and over the age of 50


• Have a home or mobile telephone number


• Have a valid credit card or debit card registered to your current UK home address


What is the agreement duration?
What is an upgrade fee?
What is an Admin Fee?
Can I keep the smartphone?
Am I able to lease more than 1 handset with Flexible Leasing?
Can I lease any other phones?
Can I still trade in my existing phone?
Can I take out insurance for the phone?
Can I add anything else to my lease?
Who is the lease provider?

*£181 average saving based on customers that purchased a new contract between 1st Jan 17- 31st May 17. For 56% of customers we were able to directly compare the total cost of ownership of the deal purchased from Carphone Warehouse vs. the network's (Vodafone or O2 or EE) published website price. Total cost of ownership is calculated by: monthly cost x 24 + upfront cost - any cashback.  Matched tariffs are where minutes, texts and data are the same. Total matchable transactions in this period were 410,286. The total match rate between 1st Jan 2017 and 31st May 2017 was 56% (includes iD where there is no match). This breaks down to 73% for O2, 85% for Vodafone and 41% for EE.  Excludes any deals with gifts or other promotions. Excludes any tariffs that we do not range or sell. View full terms and conditions here. View full terms and conditions here.


†† Networks may increase monthly price in line with Retail Price Index (RPI).


† Pay monthly savings based on upfront cost. Pay As You Go and SIM free savings on selected phones only. Minimum £10 top up on Pay As You Go phones required. Excludes all other promotions and free offers. Subject to credit check and min. 24 months contract. Due to fast moving nature of this market, all offers, prices and availability are subject to change. All information accurate at the time of publish. Data allowance only applies to use in the UK.