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Get the latest smartphone every year With flexible leasing

You don't own your own phone, you rent it. Enjoy total flexibility, keep control of your finances and get the latest smartphone every year.*

Get the latest smartphone every year from £24.99 per month

Fixed low monthly payments - To help you budget
Use it with any network and plan - Choose the network and tariff that's right for you.
Trade-in price promise* - We won’t be beaten on price for your old phone
Optional insurance from £14.99 per month* - To protect your new smartphone

How does flexible leasing work?


You don't own your own phone, you rent it

You can lease selected smartphones from the list below.


Start of your agreement

At the start of your agreement you pay an admin fee of £49.99. Then spread the cost of a new smartphone with low fixed monthly rental payments over 24 months


After 24 months you can either:

• UPGRADE the old smartphone for a brand new one by returning it to us in working condition. You can then sign up for a new agreement with a £49.99 admin fee

• KEEP the phone by making 4 additional rental payments

• RETURN the smartphone and walk away from the lease


Get the latest smartphone every year

• This option to switch isn’t guaranteed, and is subject to our consent and certain criteria

• You’ll have to sign up for a new agreement with a £49.99 admin fee

• You’ll also need to return the original handset and pay an early upgrade fee

• The upgrade fee won’t be more than the value of any unpaid lease payments in the minimum hire period

Only available in store.

Example costs

Handset Cash Price Admin Fee Monthly Cost Total Paid
iPhone X 64GB £999 £49.99 £44.99 £1,129.75
iPhone X 256GB £1,149 £49.99 £52.99 £1,321.75
iPhone 8 64GB £699 £49.99 £29.99 £769.75
iPhone 8 Plus 64GB £799 £49.99 £33.99 £865.75
iPhone 8 256GB £849 £49.99 £35.99 £913.75
iPhone 8 Plus 256GB £949 £49.99 £39.99 £1,009.75
iPhone 7 32GB £549 £49.99 £24.99 £649.75
iPhone 7 128GB £639 £49.99 £28.99 £745.75
iPhone 7 256GB £759 £49.99 £32.99 £841.75
iPhone 7 Plus 32GB £649 £49.99 £28.99 £745.75
iPhone 7 Plus 128GB £749 £49.99 £32.99 £841.75
iPhone 7 Plus 256GB £878 £49.99 £36.99 £937.75
Handset Cash Price Admin Fee Monthly Cost Total Paid
Samsung Galaxy S9 £739 £49.99 £32.99 £841.75
Samsung Galaxy S9+ £869 £49.99 £36.99 £937.75
Samsung Galaxy S8 £689 £49.99 £28.99 £745.75
Samsung Galaxy S8+ £779 £49.99 £32.99 £841.75
Samsung Galaxy Note8 £869 £49.99 £36.99 £937.75
Google Pixel 2 XL 128GB £729 £49.99 £34.99 £889.75
Google Pixel 2 XL 64GB £629 £49.99 £30.99 £793.75
Google Pixel 2 128GB £559 £49.99 £28.99 £745.75
Google Pixel 2 64GB £559 £49.99 £24.99 £649.75
Sony Xperia XZ1 64GB £599 £49.99 £27.99 £721.75

The perfect match for a new smartphone

SIM only deals

SIM Only deals

We offer a brilliant range of SIM only deals from all the big networks

View SIM Only deals
Great offers on Accessories

Great offers on Accessories

Team up your smartphone with the UK's widest choice of accessories

View all accessories
Insurance, set-up and repairs

Insurance, Set-up and Repairs

Team Knowhow is our expert service partner, offering insurance, setup, support and repairs

Learn more

Things to remember

Carphone Warehouse’s Flexible Leasing is financed through a company called ThinkSmart, meaning they own the smartphone. This means it’s your responsibility to return the handset in good working condition and protect it from loss, theft or damage.


If you fall behind with payments, you won’t be able to switch after 12 months and you’ll be liable for late payment fees. This will have an effect on your credit rating.


Carphone Warehouse operates a 14-day change of mind policy, subject to the handset being returned, unused and unopened.

Your lease is subject to

You must be:


• Over 18 years old


• Have been a UK resident for a minimum of two years


• Be in employment for a minimum of 16 hours a week, have a partner in employment, or be retired and over the age of 50


• Have a home or mobile telephone number


• Have a valid credit card or debit card registered to your current UK home address


What is the agreement duration?
What is an upgrade fee?
What is an Admin Fee?
Can I keep the smartphone?
Am I able to lease more than 1 handset with Flexible Leasing?
Can I lease any other phones?
Can I still trade in my existing phone?
Can I take out insurance for the phone?
Can I add anything else to my lease?
Who is the lease provider?

†Save up to £193 on average on your mobile bill.  Average saving is based on customers that purchased a new contract between 1st June 2017 and 30th Nov 2017.  For 60% of customers we were able to directly compare the total cost of ownership of the deal purchased from Carphone Warehouse vs. the network’s (Vodafone or O2 or EE) price.  Total cost of ownership is calculated by: monthly cost x 24 + upfront cost - any cashback


*S9 and S9+ pre-order special offer:


Receive up to an additional £100 when you trade in selected smartphones including but not limited to: Samsung S7, S7 Edge (£100), Samsung S6, S6 Edge Plus, S8 or S8 Plus, or iPhone 6, 6 Plus, 6S, 6S Plus, 7, 7 Plus, 8 or 8 Plus (£50) when you purchase the Samsung S9 or S9+.


    Step 1: Order your S9 / S9 plus online

    Step 2: Complete your trade-in online here

    Step 3: Receive a return postage page envelope in the post and return your old device within 7 days of receiving your new S9 or S9+

    Step 4: Funds transferred to your account within 72 hours of receiving your device


Please note: the additional amount won’t be visible online when trading in but will be applied once the device is received and checked at our warehouse.  Any additional trade-in value will be given via bank transfer. Full trade in offer available with selected working and non-working Samsung and iPhone handsets. Trade in price is determined by whether the phone is working or non-working.  To qualify for a working price the phone needs to power ON/OFF, have no missing pixels, damage, burnt LCD's, include battery and charges up, have no cracks or chips on screen, all working buttons, have no damage or faults to camera, have sound & vibrates, have no liquid damage, not be bent, miss shaped and have all parts. Any handsets that fail these conditions will be deemed Non-Working and pricing will be reflected. We will accept handsets that are water damaged, won't power up/work properly or have a chipped or cracked screen, case or missing buttons and includes battery and will be given a non-working value.  We do not accept crushed handsets.


†† Networks may increase monthly price in line with Retail Price Index (RPI).


You must be 18 years old, have been a UK resident for a minimum of two years. Other eligibility criteria will apply. 

*At Carphone Warehouse, we check our prices daily to ensure we match or beat the trade in price you get from EE, Three, O2, Vodafone & Mazuma. In the unlikely event you find a cheaper price at one of these competitors, we promise to match it. The competitor’s price must be based on the equivalent condition of the phone, with the model identical to ours, and offered on the same terms. We will not match any additional or enhanced promotional offer beyond the normal trade in value available. We must be able to verify the competitor’s price and handset condition. We’ll match the price of an item, once we have inspected the condition of the handset. Offer only valid at the time of trading in your handset. Cannot be used with any other offer.

* Example iPhone 8 64GB. £14.99 per month or £169.99 annual premium, £60 excess. Insurance value depends on handset selected and can be higher than the advertised rate. Team Knowhow insurance policies are underwritten by Aviva Insurance Limited and arranged and administered by The Carphone Warehouse Limited (CPW).

*The Admin Fee is for the services Carphone Warehouse supply including sales consultants, administration and complaints management. The Admin Fee is not related to the Hire Agreement. The Admin Fee is payable separately to Carphone Warehouse. For transparency it has been included in the example costs.

*You can choose to make 4 additional rental payments and retain use of the phone for the rest of its remaining useful life (being a further 10 years).