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Flexible leasing

You don't own your own phone, you rent it. Enjoy total flexibility, keep control of your finances and get the latest smartphone every year.*

Only available in store

Looking to upgrade?

Get the latest smartphone every year from

  • Fixed low monthly payments - To help you budget
  • Trade-in price promise* - We won't be beaten on price for your old phone
  • Use it with any network and plan - Choose the network and tariff that's right for you
  • Get the latest smartphone every year - No need to wait 2 years to upgrade
  • Optional insurance from £14.99 per month* - To protect your new smartphone

How does flexible leasing work?

You don't own your own phone, you rent it

You can lease selected smartphones from the list below.

Start of your agreement

At the start of your agreement you pay an admin fee of £49.99. Then spread the cost of a new smartphone with low fixed monthly rental payments over 24 months

After 24 months you can either:

• UPGRADE the old smartphone for a brand new one by returning it to us in working condition. You can then sign up for a new agreement with a £49.99 admin fee

• KEEP the phone by making 4 additional rental payments

• RETURN the smartphone and walk away from the lease

Get the latest smartphone every year

• This option to switch isn’t guaranteed, and is subject to our consent and certain criteria

• You’ll have to sign up for a new agreement with a £49.99 admin fee

• You’ll also need to return the original handset and pay an early upgrade fee

• The upgrade fee won’t be more than the value of any unpaid lease payments in the minimum hire period

Looking for a leasing upgrade

Example Pricing

Make & Model Cash Price Admin Fee Monthly Cost Total Paid
Apple iPhone XS Apple iPhone XS 64GB £999 £49.99 £42.99 £1,081.75
Apple iPhone XS Apple iPhone XS 256GB £1,149 £49.99 £48.99 £1,225.75
Apple iPhone XS Apple iPhone XS 512GB £1,349 £49.99 £57.99 £1,441.75
Apple iPhone XS Max Apple iPhone XS Max 64GB £1,099 £49.99 £46.99 £1,177.75
Apple iPhone XS Max Apple iPhone XS Max 256GB £1,249 £49.99 £53.99 £1,345.75
Apple iPhone XS Max Apple iPhone XS Max 512GB £1,449 £49.99 £62.99 £1,561.75
Apple iPhone X Apple iPhone X 64GB £959 £49.99 £42.99 £1,129.75
Apple iPhone X Apple iPhone X 256GB £1,109 £49.99 £48.99 £1,321.75
Apple iPhone 8 Apple iPhone 8 64GB £659 £49.99 £29.99 £769.75
Apple iPhone 8 Plus Apple iPhone 8 Plus 64GB £759 £49.99 £33.99 £865.75
Apple iPhone 8 Apple iPhone 8 256GB £809 £49.99 £38.99 £913.75
Apple iPhone 8 Plus Apple iPhone 8 Plus 256GB £909 £49.99 £39.99 £1,009.75
Apple iPhone 7 Apple iPhone 7 32GB £549 £49.99 £24.99 £649.75
Apple iPhone 7 Apple iPhone 7 128GB £639 £49.99 £28.99 £745.75
Apple iPhone 7 Apple iPhone 7 256GB £759 £49.99 £32.99 £841.75
Apple iPhone 7 Plus Apple iPhone 7 Plus 32GB £649 £49.99 £28.99 £745.75
Apple iPhone 7 Plus Apple iPhone 7 Plus 128GB £749 £49.99 £32.99 £841.75
Apple iPhone 7 Plus Apple iPhone 7 Plus 256GB £878 £49.99 £36.99 £937.75
Make & Model Cash Price Admin Fee Monthly Cost Total Paid
Samsung Galaxy S9 Samsung Galaxy S9 £739 £49.99 £32.99 £841.75
Samsung Galaxy S9+ Samsung Galaxy S9+ £869 £49.99 £36.99 £937.75
Samsung Galaxy S9+ Samsung Galaxy Note8 £799 £49.99 £36.99 £937.75
Google Pixel 2 XL Google Pixel 2 XL 128GB £729 £49.99 £31.99 £961.75
Google Pixel 2 XL Google Pixel 2 XL 64GB £629 £49.99 £27.99 £865.75
Google Pixel 2 Google Pixel 2 128GB £729 £49.99 £31.99 £817.75
Google Pixel 2 Google Pixel 2 64GB £629 £49.99 £27.99 £721.75

The perfect match for a new smartphone

SIM only deals

SIM Only deals

We offer a brilliant range of SIM only deals from all the big networks

View SIM Only deals
Great offers on Accessories

Great offers on Accessories

Team up your smartphone with the UK's widest choice of accessories

View all accessories
Insurance, set-up and repairs

Insurance, Set-up and Repairs

Team Knowhow is our expert service partner, offering insurance, setup, support and repairs

Learn more

Things to remember

Carphone Warehouse’s Flexible Leasing is financed through a company called ThinkSmart, meaning they own the smartphone. This means it’s your responsibility to return the handset in good working condition and protect it from loss, theft or damage.

 

If you fall behind with payments, you won’t be able to switch after 12 months and you’ll be liable for late payment fees. This will have an effect on your credit rating.

 

Carphone Warehouse operates a 14-day change of mind policy, subject to the handset being returned, unused and unopened.

Your lease is subject to

You must be:

 

• Over 18 years old

 

• Have been a UK resident for a minimum of two years

 

• Be in employment for a minimum of 16 hours a week, have a partner in employment, or be retired and over the age of 50

 

• Have a home or mobile telephone number

 

• Have a valid credit card or debit card registered to your current UK home address

FAQs

What is the agreement duration?
What is an upgrade fee?
What is an Admin Fee?
Can I keep the smartphone?
Am I able to lease more than 1 handset with Flexible Leasing?
Can I lease any other phones?
Can I still trade in my existing phone?
Can I take out insurance for the phone?
Can I add anything else to my lease?
Who is the lease provider?
How to make a complaint about your hire agreement?

Price Promise - If you find an upgrade, pay monthly SIM only or pay monthly deal for less at O2, EE or Vodafone, we'll match it and pay the equivalent of your first month's standard line rental via cheque. Applies to published prices only where the handset is in stock and available for immediate purchase or dispatch. Proof of competitor price(s) required. Full T&Cs click here.

 

†† Networks may increase monthly price in line with Retail Price Index (RPI).



Samsung Galaxy Note9 - Based on a normal upfront cost of £299.99 at £46 with 30GB on O2, when trading in a working Samsung S7 worth up to £120. Save £299.99 based on the upfront cost on the above tariff. SIM free price based on regular RRP of £899. Any additional trade-in value will be given via cash / debit card. Full trade in offer available with selected Samsung, Apple, Google handsets; working and non-working handsets are eligible.

 

Please note you can’t order your new phone online and trade in in store. 

 

 

Saving calculated on total cost of ownership for black tag deals, for more information click here.

1. Pay monthly prices subject to credit check, eligibility and minimum term of 24 months on selected networks and tariffs. Monthly price may increase in line with Retail Price Index (RPI). Standard Terms and Condition apply.

 

TERMS & CONDITIONS;

You must be 18 years old, have been a UK resident for a minimum of two years. Other eligibility criteria will apply. 

*At Carphone Warehouse, we check our prices daily to ensure we match or beat the trade in price you get from EE, Three, O2, Vodafone & Mazuma. In the unlikely event you find a cheaper price at one of these competitors, we promise to match it. The competitor’s price must be based on the equivalent condition of the phone, with the model identical to ours, and offered on the same terms. We will not match any additional or enhanced promotional offer beyond the normal trade in value available. We must be able to verify the competitor’s price and handset condition. We’ll match the price of an item, once we have inspected the condition of the handset. Offer only valid at the time of trading in your handset. Cannot be used with any other offer.

* Example iPhone 8 64GB. £14.99 per month or £169.99 annual premium, £60 excess. Insurance value depends on handset selected and can be higher than the advertised rate. Team Knowhow insurance policies are underwritten by Aviva Insurance Limited and arranged and administered by The Carphone Warehouse Limited (CPW).

*The Admin Fee is for the services Carphone Warehouse supply including sales consultants, administration and complaints management. The Admin Fee is not related to the Hire Agreement. The Admin Fee is payable separately to Carphone Warehouse. For transparency it has been included in the example costs.

*You can choose to make 4 additional rental payments and retain use of the phone for the rest of its remaining useful life (being a further 10 years).